iv got the n95, it is one of the best fones on the market featurewise but it has got a few bugs and some problems like restarting on a few occasions and its bad battery life (which is no problem if u can charge it every night) also for a smartphone (meaning it functions like a computer) it has pretty low RAM around 18mb i think and for a feature packed smart phone it should have more
besides that the camera is awesome (ask for my flickr photostream u want to see for yourself), the gps works really well however voice prompted navigation costs $100 a year, you can still do text navigation though also the dual slider works great and has one of the BEST music interfaces iv used
overall its a great phone and whoever gets one is not making a mistake